Before using KPMFire.com, you must read and agree to the Terms and Conditions described below.

You must agree, without modification, to accept the following terms of use ("Agreement") between you and the owners and operators of this web site, KPMFire.com. The Agreement, as amended from time to time, explains the contractual agreement between you (the "User") and KPMFire.com. ("us", "we" or "KPMFire.com.") regarding your use of our web site (the "Web Site" or the "KPMFire.com Web Site"), the information on the Web Site (the "Content"), our facilitation of your activities and transactions conducted through the Web Site (the "Services"), and the product of those activities (the "Documents").

Your use of the KPMFire.com Web Site constitutes a full and complete acceptance of the terms of this Agreement. The Agreement contains the following sections:

• Revisions to This Agreement
• Visitors & Membership
• Disclaimer
• Disclosure of Information
• Information Volunteered to KPMFire.com
• Third Party Links
• Web Site Content
• Password Security
• Secure Online Payments to KPMFire.com

KPMFire.com may periodically revise the Terms & Conditions by updating this page. You agree to be bound by subsequent revisions to this agreement. Accordingly you should periodically visit this page to review the current Terms Of Use. A link to this page is available at KPMFire.com.

KPMFire.com reserve the right to deny membership at any time without stating our reasons. KPMFire.com also reserve the right to end the relationship established with a member at any time without stating our reasons.

KPMFire.com may terminate or suspend access to part or all of KPMFire.com without notice, for any conduct that KPMFire.com believes is in violation of these Terms & Conditions, or any applicable law or is harmful to the interests of another user, a service provider, a Third Party or KPMFire.com itself.

Visitors and Members (Users) agree to use KPMFire.com only for lawful purposes. Users are prohibited from posting on, or transmitting through KPMFire.com servers any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material that encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any applicable local, state, national or international law.

The User hereby grants to KPMFire.com the royalty-free, non-exclusive transferable right and licence to use and exploit all rights in copyright in and to all his/her information, data and digital media submitted to KPMFire.com. Using all forms of media, whether now known or later developed or created. KPMFire.com may reproduce, modify, publish, translate, distribute, sell, perform and display any information submitted by the user, in any form, media or technology.

The content shown on KPMFire.com pages has been submitted by KPMFire.com users, and is not subject to verification by KPMFire.com. Although information and materials provided by KPMFire.com is believed to be reliable, KPMFire.com makes no representation of the accuracy, completeness, or reliability of such information and materials.

The KPMFire.com web site may contain information or advertising for third parties. KPMFire.com does not represent or endorse the accuracy or reliability of any of the information, content or advertisements contained on, distributed through, linked, downloaded or accessed from any of the services contained on this web site, nor the quality of any products, information or other materials displayed, purchased, or obtained by a User as a result of an advertisement or any other information or offer in or in connection with the service. KPMFire.com shall not be deemed to have considered, reviewed, screened, or approved of any such third party communication. However, KPMFire.com reserves the right for any reason to remove without notice any communication made available via the site, and to deny in its sole discretion User's access to communications made available via this web site.

KPMFire.com, its respective officers, directors, shareholders, employees, accountants, lawyers, agents, affiliates, subsidiaries, and successors (collectively "KPMFire.com") shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of, or connected with, your

1. Use of the KPMFire.com web site
2. Any other subject matter of this Agreement. This includes, but is not limited to, the loss of any data or information created through the use of KPMFire.com services or documents, including, but not limited to data or information held by KPMFire.com

The User hereby agree to indemnify KPMFire.com from any and all claims and demands of any kind whatsoever arising from or in relation to any document completed or attempted to be completed on this web site (whether such document is properly or improperly signed) including any and all legal costs, damages or awards. KPMFire.com makes no representations or warranties of any kind, either expressed or implied, as to any matter including, without limitation, implied warranties of fitness for a particular purpose, merchantability, non-infringement or otherwise which would extend beyond the representations and warranties contained in this Agreement.

You hereby agree that all information, data, digital images and communications submitted to KPMFire.com via the web site can be used, modified and reproduced as KPMFire.com sees fit.

Should any member choose to provide KPMFire.com with any data not associated with any of the services including but not limited to questions, comments and suggestions ("Non Confidential Data"), such data shall be deemed to be non-confidential and KPMFire.com assumes no obligation to protect such data from disclosure.

The KPMFire.com web site contains links to Third Party web sites operated by parties other than KPMFire.com. KPMFire.com makes no representation or endorsement of the Third Party web sites, and you access them at you own risk. The use of links to Third Party web sites does not imply that KPMFire.com is legally authorized to use any trade name, registered trademark, logo, or copyrighted symbol that may be represented in the links.

Such Third Party links are provided for your convenience on an "as is" basis without warranties of any kind, express or implied. KPMFire.com expressly disclaims any responsibility for such third-party sites and makes no warranties or representations regarding the availability of, or the content of such sites. KPMFire.com does not endorse, sponsor, or review the content contained at the sites to which links on KPMFire.com web site are directed, nor does KPMFire.com represent that such sites are appropriate for children, in compliance with laws. KPMFire.com does not accept any responsibility or liability for content contained at such sites. Likewise, the parties who own, control, or operate the sites at which such links are directed do not necessarily have knowledge of, endorse, sponsor, or approve of the link or content contained at KPMFire.com. These Web sites have their own policies regarding your privacy. KPMFire.com suggests that every visitor should review their policies upon visiting those sites.

The materials used and displayed on the KPMFire.com web site, including, but not limited to, text, software, photographs, graphics, illustrations and artwork, music, video and sound, and names, logos and trademarks, are the property of KPMFire.com or its affiliates or licensors and are protected by copyright, trademark and other laws. Any such content may be displayed solely for your personal, non-commercial use. You agree not to modify, reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material without the written permission of KPMFire.com or the appropriate affiliate.

KPMFire.com allow certain portions of the web site to be accessed only by username and password. Each password should be held secure and is strictly confidential. Members shall not allow friends, family, or another person access to, or allow the use of, such username or password. User shall not post the username or password on any website nor transmit it through insecure sites. KPMFire.com shall not be responsible in the event that a third party uses your username or password. If you believe that your personal pages at KPMFire.com have been accessed by a third party immediately change your password and inform KPMFire.com via email with as much detail as possible about the alleged incident.

It is recommended that you:

• Change your password every month.
• Memorise your password.
• Do not write it down.
• Refrain from using words.
• Use a combination of UPPER and lower case letters.
• Use a combination of letters and numbers.

KPMFire.com use www.PayPal.com for all our online payments. PayPal is a recognised secure payment gateway. With the industry's most-advanced encryption, fraud prevention, and Buyer and Seller Protection Policies, PayPal is dedicated to keeping transactions safe and secure. PayPal is a Third Party company and the only connection to KPMFire.com is that they hold the KPMFire.com account and process secure credit card transactions for us. To set up your free PayPal account click here. We recommend that you read PayPal's Terms and Conditions before signing up for your free account.